Your phone rings again, and the screen shows (800) 639-2204. You already told Lamont Hanley Associates your employer bans personal calls, yet the calls to your workplace continue. According to consumer complaints, the agency has a documented pattern of aggressive tactics that may violate federal law.
Key Takeaways
- Manchester, NH based agency, operating since 1993, collecting medical, insurance, and financial debts.
- A 2024 data breach reportedly exposed Social Security numbers and dates of birth, with notifications sent May 2, 2024.
- Consumers have alleged excessive calling and workplace harassment, according to complaint patterns.
- The FDCPA and FCRA both apply to Lamont Hanley Associates’ collection and reporting conduct.
- Damages available: up to $1,000 in FDCPA statutory damages, or $500 to $1,500 per call under the TCPA.
- The Wood Firm PLLC handles these cases on contingency, so you pay nothing unless we win.
Free Case Review: +1-844-638-1122
Who Is Lamont Hanley Associates?
Lamont Hanley Associates, known as LHA Inc., is a debt collection agency based in Manchester, New Hampshire. The company has operated since 1993 and collects debts for medical offices, insurers, and lenders nationwide. LHA holds memberships with ACA International and the International Association of Commercial Collectors.
In our practice, we pull Lamont Hanley’s call log on every file we open. Timestamped records often reveal calls placed before 8 a.m. or after 9 p.m. If you saved voicemails or screenshots, that evidence may already support a federal claim.
How Do You Contact Lamont Hanley Associates?
You can contact Lamont Hanley Associates by phone, mail, or through their website.
- Phone: (800) 639-2204 | 800-639-2204 | +1-800-639-2204 | 8006392204
- Local Number: (603) 625-5547
- Address: 1138 Elm Street, Manchester, NH 03101
- Website: www.lhainc.com
Why Is Lamont Hanley Associates Calling You?
Lamont Hanley Associates is calling you because a creditor assigned or sold your account to them for collection. The agency primarily collects medical debt, insurance balances, and other financial obligations. Reportedly, some consumers say they do not recognize the underlying debt at all.
Is Lamont Hanley Associates a Scam?
Lamont Hanley Associates is a real, licensed debt collection agency. Licensed status does not mean every tactic they use is legal. You should request written validation before paying anything they claim you owe.
In our experience, we compare every validation notice Lamont Hanley sends against a client’s own records. Mismatched dates or amounts often signal an invalid or already-satisfied debt. Keep the original notice and do not pay until it checks out.
Has the FTC Banned Lamont Hanley Associates?
No. The FTC has not banned Lamont Hanley Associates from operating as a debt collector. However, the company disclosed a 2024 data breach exposing Social Security numbers, dates of birth, and account information, with notifications sent May 2, 2024. In August 2024, the law firm Federman & Sherwood reportedly filed a class action alleging Lamont Hanley failed to implement adequate data security measures.
In our practice, we review breach notification letters line by line. The specific data exposed determines which protections and remedies apply. If you received this notice, keep it, since it may support both a data breach claim and a separate FDCPA complaint.
Consumers concerned about Lamont Hanley’s conduct can also file complaints with the CFPB, the New Hampshire Attorney General, or pursue a private FDCPA lawsuit.
Can Lamont Hanley Associates Garnish Your Wages?
Lamont Hanley cannot garnish your wages unless they sue you first and win a judgment. For most accounts they handle, they cannot skip that legal process. Federal rules also cap how much of your paycheck any collector can take, and the U.S. Department of Labor explains these limits in detail.
Can Lamont Hanley Associates Sue You?
Lamont Hanley can sue you if your debt falls within your state’s statute of limitations. Threatening a lawsuit on a time-barred debt may violate the FDCPA, as our guide on time-barred debt collection tactics explains. Most states set that limit between three and six years after your last payment.
What Debt Collection Tactics Does Lamont Hanley Use That Violate Federal Law?
Lamont Hanley violates federal law by calling before 8 a.m. or after 9 p.m., contacting your workplace after you object, or discussing your debt with your family.
- Calling outside legal hours breaks federal rules. See why debt collectors love calling at night, and why it’s illegal for the specifics.
- Contacting your workplace after you object may also violate the FDCPA.
- Discussing your debt with coworkers, neighbors, or family without permission breaks privacy protections.
- Threatening a lawsuit on a time-barred debt is a deceptive practice under the FDCPA.
- Medical billing confusion is common, since medical debt collectors often cross legal lines when chasing unpaid balances.
If any of these describes your calls, document the date, time, and content of each contact.
What Are Your Rights Under the FDCPA?
You have the right to demand written validation, dispute the debt, and sue for violations. Lamont Hanley must send a validation notice within five days of first contact. If you dispute in writing within 30 days, they must stop collecting until they verify the debt.
- Validation right: written proof of the debt amount and original creditor.
- Cease communication right: a written letter can stop most further contact.
- Privacy right: they cannot discuss your debt with unauthorized third parties.
- Right to sue: up to $1,000 in statutory damages, plus actual damages and attorney fees.
How Do You Verify the Debt Is Actually Yours?
You verify the debt by comparing Lamont Hanley’s validation notice against your own records. Check all three credit reports and confirm the statute of limitations has not expired. Collection accounts can lower your credit score by 50 to 100 points or more, and Lamont Hanley must correct any inaccurate reporting.
If you already paid this debt, gathering proof of payment is your next step, and disputing any credit report entry follows the same credit score protections FCRA provides.
How Can You Stop Lamont Hanley Associates From Calling?
You can stop the calls by sending a written cease-and-desist letter by certified mail. After they receive it, Lamont Hanley can only contact you to confirm they will stop or to notify you of an actual lawsuit.
In our practice, we ask new clients for copies of every letter and voicemail before we send a cease-and-desist notice. A documented pattern, kept the right way, strengthens any later FDCPA claim.
Keep a copy of every letter you send, along with proof of certified mailing.
How The Wood Firm PLLC Helps Stop Lamont Hanley Associates Debt Harassment
The Wood Firm PLLC reviews call logs, voicemails, and validation notices for every Lamont Hanley file we take. We check whether calls violated time-of-day rules, whether workplace contact continued after you objected, and whether any lawsuit threats matched an actual filing.
We work on contingency, so you pay nothing unless we recover money for you. After you call, we evaluate your documentation and outline next steps within one business day. Reach The Wood Firm PLLC at +1-844-638-1122.
If Lamont Hanley Associates is calling you, do not wait to find out where you stand. Visit our contact page or call +1-844-638-1122 for a free case review. The Wood Firm PLLC handles these cases on contingency. If they violated federal law, they pay our fees.
Frequently Asked Questions
Is Lamont Hanley Associates legitimate?
Lamont Hanley Associates is a real, licensed debt collection agency operating since 1993. Being legitimate does not mean every debt they claim is valid or that their tactics are legal.
What is Lamont Hanley Associates?
Lamont Hanley Associates, or LHA Inc., is a Manchester, New Hampshire debt collector. It collects medical, insurance, and financial debts on behalf of other companies.
What do reviews say about Lamont Hanley Associates?
Reviewers frequently describe repeated calls, workplace contact, and confusion about whether a debt is accurate. Reportedly, some consumers say the calls continued after they disputed the debt.
Why am I getting collection emails from lhainc.com?
Lamont Hanley uses that domain for account correspondence tied to debts it collects. Reply in writing and request validation before you respond to any payment request.
Should I worry about the 2024 data breach?
Yes, if Lamont Hanley notified you in May 2024, your Social Security number and date of birth may be exposed. Monitor your credit reports and consider a fraud alert or credit freeze.
Can Lamont Hanley Associates sue me over an old debt?
Only if the debt is still within your state’s statute of limitations. If it has expired, threatening a lawsuit may violate the FDCPA.
What Should You Do Next About Lamont Hanley Associates?
Start by requesting written validation before you pay Lamont Hanley anything. Save every call, letter, and voicemail, since that record supports both an FDCPA claim and any data breach claim tied to the 2024 notice. The Wood Firm PLLC reviews these files on contingency, so you pay nothing unless we win. Call +1-844-638-1122 for a free case review before you respond to another call.
Jeff Wood represents consumers exclusively, never creditors or collectors. He holds federal court admissions across nine districts, including all courts of AR, CO, NM, and TX. He practices from Little Rock, AR.
