Are you getting constant phone calls from Amcol Systems? Do they threaten you, call at odd hours, or contact your family about money you supposedly owe? If this sounds familiar, you might be experiencing debt collection harassment, which breaks federal law.
The Fair Debt Collection Practices Act (FDCPA) gives you protection from abusive collectors. You don’t have to put up with this treatment. Many of Amcol Systems’ tactics could be illegal, and you have options to fight back.
This guide explains who Amcol Systems is, what they’re not allowed to do, and how to make them stop. We’ll also show you how to get paid for the stress they’ve caused. If you need help right now, call The Wood Law Firm at +1-844-638-1122 for free advice.
What You Need to Know About Amcol Systems
Amcol Systems is a debt collector based in Columbia, South Carolina. They’ve been in business for more than 30 years and mainly work with hospitals and medical offices to collect unpaid bills.
Here’s what makes them stand out:
- They’ve been sued in federal court over 110 times
- Complaints say they use harsh tactics to get money
- They have a BBB A+ rating, but still face many consumer complaints
- They collect mostly medical debts, but handle other types too
The company is real and legal, but being legitimate doesn’t mean they always follow the rules. Many people report problems with how Amcol Systems treats them. If you think they’ve crossed the line with you, you’re not alone.
What Amcol Systems Does Wrong
Knowing the law helps you spot when collectors break it. Here are the most common ways Amcol Systems might be harassing you:
They Call Too Much
If Amcol Systems rings your phone several times a day, that’s too much. The FDCPA says collectors can’t bug you with constant calls. They also can’t call before 8 AM or after 9 PM. If they do, they’re breaking the law.
They Make Scary Threats
Some Amcol Systems collectors say things like “We’ll have you arrested” or “Your wages will be taken.” They can’t arrest you for debt, and they need a court order to take your wages. Empty threats like these are illegal under federal law.
They Use Bad Language
Did an Amcol Systems caller curse at you or call you names? That’s against the rules. Collectors must be professional, even if you owe money.
They Talk to Your Family
Has Amcol Systems called your mom, your boss, or your neighbors about your debt? Unless they’re just trying to find you, they can’t do that. Telling other people about your debt violates your privacy rights.
They Don’t Tell You Your Rights
When collectors first contact you, they must explain that you can dispute the debt and ask for proof. If Amcol Systems didn’t tell you this, they messed up.
They Lie About What You Owe
Sometimes collectors claim you owe more than you really do, or they say the debt is yours when it isn’t. Making up facts or misleading you about money breaks federal law.
They Keep Calling After You Say Stop
Once you tell Amcol Systems in writing to stop calling, they have to listen. They can only contact you one more time to say they’re stopping or taking legal action. If calls continue, that’s harassment.
Amcol Systems Has Been Sued Many Times
Court records show that Amcol Systems has real problems following the law. They’ve been taken to federal court more than 110 times. People sued them for things like:
- Calling too much
- Threatening people illegally
- Contacting family members
- Not providing debt proof
- Using abusive language
Cases like Creecy v. Amcol Systems and Smith v. Amcol Systems show that regular people have won against this company. If they’re harassing you, you could win too. The Wood Law Firm has experience beating debt collectors in court.
How to Make Amcol Systems Stop Calling
You have several ways to fight back against Amcol Systems. Here’s what works:
Learn What They Can’t Do
Read up on the FDCPA. When you know the rules, you can catch collectors breaking them. Understanding your rights is your first defense.
Write Them a Letter
Send Amcol Systems a letter saying, “Stop contacting me.” Use certified mail so you have proof. Once they get it, they must stop calling except to tell you about legal action they’re taking. Keep a copy of this letter.
Write Down Everything
Save every voicemail. Note the date and time of every call. Record what they said, especially threats or lies. This evidence helps if you sue them later. The more detail, the better.
Get a Lawyer’s Help
Sometimes you need professional help. The Wood Law Firm knows how to handle companies like Amcol Systems. We’ll make them stop bothering you and help you get money for what they did. Call +1-844-638-1122 to talk to us for free.
Report Them
File complaints with the Consumer Financial Protection Bureau, the Federal Trade Commission, and your state attorney general. These government offices track bad collectors and can investigate Amcol Systems.
Taking Amcol Systems to Court
Yes, you can sue Amcol Systems if they broke the law. Here’s what you might get:
- Up to $1,000 just for breaking the FDCPA
- Money for the emotional distress they caused
- Payment for any actual losses
- Your lawyer’s fees are paid by them
The Wood Law Firm handles these cases without charging you upfront. We only get paid if you win. That means there’s no financial risk to you for fighting back.
If Amcol Systems has already sued you, don’t ignore it. You can defend yourself even if you owe the money. An attorney can check if the debt is real, if they can still collect it, and if they followed proper legal steps.
Phone Numbers Amcol Systems Uses
Watch out for calls from these numbers:
- 803-798-6370
- 888-855-4539
- 8037986370
- 8888554539
If one of these numbers keeps calling you, or if you’re not sure who’s calling, contact The Wood Law Firm. We’ll verify if it’s really Amcol Systems and help you figure out what to do.
How Our Firm Handles Amcol Systems Cases
The Wood Law Firm specializes in stopping abusive debt collectors. We’ve helped hundreds of people dealing with companies like Amcol Systems. Here’s how we do it:
We start by listening to your story and reviewing all your documentation. Then we contact Amcol Systems and tell them to deal with us, not you. This usually stops the calls immediately. If they violated the law, we file a lawsuit to get you compensation.
Our firm only handles consumer protection cases. We focus on the FDCPA, Fair Credit Reporting Act, and Telephone Consumer Protection Act. This specialization means we know these laws inside and out. We’ve built relationships with experienced attorneys in 14 states, including South Carolina, where Amcol Systems operates.
You don’t pay us unless we recover money for you. Everything starts with a free conversation where we explain your options honestly.
Our Attorney Fights Debt Collectors
Jeff Wood leads our consumer protection practice. He’s practiced law in Arkansas for over 15 years, focusing solely on helping people stand up to abusive companies. Jeff has handled hundreds of FDCPA cases and knows how to make debt collectors pay for breaking the law. His approach combines thorough legal knowledge with genuine concern for clients who’ve been mistreated.
What Our Clients Say
“Amcol Systems called me at work constantly until I hired The Wood Law Firm. They got the calls stopped within days and won me $1,000 plus my actual damages. Worth every minute.”
“I thought I had to just take the harassment. The Wood Law Firm showed me I had rights and fought for me. Amcol Systems finally paid for what they put me through.”
“Professional, responsive, and they got results fast. The Wood Law Firm handled everything while I focused on my life. Highly recommend them for debt collector problems.”
Common Questions About Amcol Systems
1. Can I really make Amcol Systems stop calling me
Yes. Send them a written cease communication letter by certified mail. After they receive it, they can only contact you to confirm they’re stopping or to inform you of specific legal action. The Wood Law Firm can help you draft this letter properly. Call +1-844-638-1122.
2. What if I actually owe the money they say
Even if the debt is real, they still must follow the law. Owing money doesn’t give them the right to harass you, lie to you, or contact your family. You can work out payment while still holding them accountable for illegal behavior.
3. How much will it cost to hire The Wood Law Firm
Nothing upfront. We work on contingency, meaning we only get paid if we win your case. You risk nothing by calling us for advice.
4. What counts as too many calls from Amcol Systems
The law doesn’t set an exact number, but if they’re calling multiple times daily with the intent to annoy or harass you, that’s probably too much. Courts have found that even 2-3 calls per day can be harassment depending on the situation.
5. Can Amcol Systems text me or email me
Yes, but the same rules apply. They can’t send excessive messages or contact you at unreasonable times. If you tell them to stop texting or emailing, they must comply.
6. What should I do if they’ve already told my family about my debt
Document who they contacted and what they said. This is a serious FDCPA violation. Contact The Wood Law Firm immediately because this strengthens your case significantly.
7. Will suing Amcol Systems hurt my credit score
No. Taking legal action against a collector doesn’t affect your credit. Your credit report shows debts and payment history, not lawsuits you file against collectors for breaking the law.
8. How long do I have to sue Amcol Systems
You typically have one year from when they violated the FDCPA to file a lawsuit. Don’t wait too long. The sooner you act, the stronger your case will be.
9. What if Amcol Systems says they’ll sue me
If they threaten to sue but never do, that’s an empty threat and possibly illegal. If they actually file a lawsuit, respond to it. The Wood Law Firm can defend you and potentially countersue for any FDCPA violations.
10. Do I need proof that Amcol Systems harassed me
Evidence helps, but you don’t need perfect documentation to have a case. Phone records, voicemails, letters, and your own detailed notes can all serve as proof. We’ll help you gather what you need.
Take Action Now
Debt collector harassment causes real stress. It affects your sleep, your work, and your relationships. You don’t have to live with it.
If Amcol Systems has been calling you constantly, threatening you, or contacting people you know, they’ve probably broken federal law. That means you have the power to make them stop and to get paid for what they’ve done.
Call The Wood Law Firm at +1-844-638-1122 right now. We’ll talk through what’s happened, explain your options clearly, and help you decide what to do next. The call is free, and you’ll talk to someone who actually understands what you’re going through.
Don’t let Amcol Systems push you around anymore. Fight back with experienced attorneys on your side.
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