Stop Frontline Asset Strategies Debt Collection Harassment

What to watch for if you are being contact by a collection agency.

Repeated or excessive phone calls

If the collection agency is calling you multiple times a day or at inconvenient hours, this could be harassment under the FDCPA.

Threats of lawsuits, wage garnishment, or arrest

Debt collectors cannot legally threaten actions they don’t intend or aren’t allowed to take.

No written notice of the debt

You are entitled to a written validation notice within five days of first contact. If you didn’t receive one, your rights may have been violated.

Calling your workplace after being told not to

Once you ask them to stop contacting you at work, it’s illegal for them to continue doing so.

Discussing your debt with others

Collectors are not allowed to disclose your debt to friends, family, or coworkers.

Abusive, rude, or threatening behavior

Any use of profanity or intimidation violates federal law and could entitle you to damages.

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Your phone shows a Roseville, Minnesota number, and the voicemail mentions an old account. You search Frontline Asset Strategies and find BBB accreditation next to nine federal lawsuits. According to court records we reviewed directly on PACER, several of those cases allege the same letter-drafting problems.

Key Takeaways

  • Frontline Asset Strategies, LLC (FAS) is a real, BBB-accredited collector founded in 2008, based in Roseville, MN.
  • We identified nine federal lawsuits against FAS filed between 2016 and 2024, each linked below to its public court record.
  • Devoe v. FAS (2023) alleged collection letters omitted required dates, a claim still working through federal court.
  • Boggerty v. FAS (2018) alleged FAS unlawfully demanded that disputes be submitted in writing only.
  • FAS is a different company from “Frontline Asset Resolution,” a similarly named entity tied to separate scam reports.
  • The Wood Firm PLLC handles these cases on contingency, so you pay nothing unless we win.

Free Case Review: +1-844-638-1122

Who Is Frontline Asset Strategies?

Frontline Asset Strategies, LLC (FAS) is a third-party debt collection agency founded in 2008 and headquartered in Roseville, Minnesota. FAS markets itself as compliance-focused, describing “positive, respectful consumer interactions” in its own materials. You can review its site at frontlineas.com or verify any case yourself through PACER.

In our practice, we pulled every federal case we could find against FAS before writing this page. Reading the actual complaints, not just headlines, is how we build a case that matches a pattern already proven in court. If a letter you received looks like the one described in Devoe, save it exactly as it arrived.

How Do You Contact Frontline Asset Strategies?

FAS is known to call from at least eleven different numbers. Save each one you see under a single contact so you can track the pattern.

  • Numbers reported: (888) 865-6198, (888) 865-6201, (651) 621-2846, (724) 906-3232, (888) 630-1251, (888) 318-7993, (651) 621-2800, (877) 258-1590, (651) 621-2818, (651) 621-2815, (888) 822-8829
  • Address: 2700 Snelling Ave N, Suite 250, Roseville, MN 55113-1783
  • Website: frontlineas.com

Is Frontline Asset Strategies the Same as Frontline Asset Resolution?

No. Frontline Asset Strategies and Frontline Asset Resolution are separately named companies, and consumers frequently confuse the two in search. The BBB’s Scam Tracker has logged reports describing calls under the Frontline Asset Resolution name that used a caller ID with no working callback number.

If your calls come from the phone numbers listed above and reference Frontline Asset Strategies by name, you are dealing with FAS, the company this page covers.

Why Is Frontline Asset Strategies Calling You?

FAS is calling because a creditor assigned or sold your account to them for collection. Their “multi-channel” approach often means calls from several of their eleven known numbers in the same week. If a call references a debt you do not recognize, request written validation before you say anything else.

Is Frontline Asset Strategies a Scam?

Frontline Asset Strategies is a real, licensed debt collection agency. Licensed status, and even BBB accreditation, does not mean every practice they use is legal.

In our experience, we compare every FAS letter against the specific defects alleged in Devoe, Molkandow, and Lilavois. A missing date, vague language about interest, or unclear dispute instructions may support a claim on its own. Keep the envelope your letter arrived in.

Has the FTC Banned Frontline Asset Strategies?

No. The FTC has not banned Frontline Asset Strategies from operating as a debt collector. Federal courts, however, have allowed several consumer lawsuits against FAS to proceed.

In our practice, this many cases in eight years reads as a pattern, not isolated mistakes. Consumers can also file complaints with the CFPB or their state Attorney General.

What Are Your Rights When Frontline Asset Strategies Calls?

You have the right to demand written validation, including the original creditor name and an itemized balance. FAS must stop collecting until they verify the debt in writing.

  • Control communication: a certified cease-and-desist letter limits them to confirming cessation or notifying you of a lawsuit.
  • Protect your privacy: FAS cannot discuss your debt with family, friends, or your employer.
  • Challenge misleading letters: undated letters or unclear dispute language may support a claim.
  • Sue for violations: recover up to $1,000 in statutory damages, plus actual damages and attorney fees.

How Can You Stop Frontline Asset Strategies From Calling?

Document every call first: the date, time, number, and what was said. Send a written cease-and-desist letter by certified mail to their Roseville address, and request validation within 30 days of first contact.

In our practice, once a client retains us, we send legal notice citing the specific violation pattern within 48 hours. Keep your certified mail receipt as proof of when you sent it.

You can also file complaints with the CFPB, the FTC, or your state Attorney General at any point in this process.

How The Wood Firm PLLC Handles Frontline Asset Strategies Cases

We read FAS’s federal case history before we ever open a client’s file. When a letter you received matches a defect already alleged in Devoe, Boggerty, or Lilavois, that overlap strengthens your claim from day one.

We work on contingency, so you pay nothing unless we recover money for you. Reach The Wood Firm PLLC at +1-844-638-1122.

We have also handled harassment from other technology-driven collectors, including Asset Recovery Solutions and Apex Asset Management, using the same document-first approach.

If Frontline Asset Strategies is calling you, get answers before you respond again. Visit our contact page or call +1-844-638-1122 for a free case review. The Wood Firm PLLC handles these cases on contingency, since they only get paid if we win.

Frequently Asked Questions

Is Frontline Asset Strategies legitimate?

Yes, it is a licensed, BBB-accredited collection agency founded in 2008. Nine federal lawsuits since 2016 show that legitimate does not always mean lawful.

Is Frontline Asset Resolution the same company as Frontline Asset Strategies?

No. They are separately named entities, and the BBB Scam Tracker has logged reports tied specifically to the Frontline Asset Resolution name. Verify the exact company name on any letter before responding.

Can Frontline Asset Strategies garnish my wages?

Only after suing you and winning a court judgment. A threat of garnishment before any judgment may violate the FDCPA.

Their letter has no date on it. Does that matter?

It may. Devoe v. Frontline Asset Strategies alleges exactly this defect. Document the letter and call us to review it.

How many phone numbers does FAS use?

At least eleven confirmed numbers, listed above. Document whichever number calls you along with the date and time.

Do I have to dispute my debt in writing?

Yes. Boggerty v. Frontline Asset Strategies alleged FAS unlawfully required written-only disputes, but sending yours by certified mail within 30 days protects you either way.

How long do I have to sue Frontline Asset Strategies?

Generally one year from the date of the violation under the FDCPA. Document details early, since evidence gets harder to gather over time.

What Should You Do Next If Frontline Asset Strategies Is Calling You?

Request written validation before you say anything else on the phone. Save every letter and call log, since FAS’s own litigation history involves exactly these details. The Wood Firm PLLC reviews these files on contingency. Call +1-844-638-1122 for a free case review before you respond again.

Attorney Jeff Wood

Jeff Wood

Jeff Wood founded The Wood Firm PLLC after watching debt collectors violate his own family’s rights without consequence. He represents consumers exclusively, holds federal court admissions across multiple districts, and practices from Little Rock, AR.

Disclaimer: The information contained in these articles is provided for general informational and educational purposes only and should not be construed as legal advice. Reading or relying on this content does not create an attorney-client relationship with our firm. Because every legal matter is unique, you should consult a qualified attorney regarding your specific circumstances before making any legal decisions.