Are you receiving constant calls from Paragon Revenue Group? These calls typically aim to recover debts for a creditor. Before engaging, confirm if the debt belongs to you, as many consumers receive collection calls for debts they don’t owe. Only admit to a debt if you’re sure it’s yours. The Debt collector may use any acknowledgment against you later. Instead, respond carefully and request written proof of the debt’s legitimacy. Submit your request to eliminate the possibility of facing Paragon Revenue Group debt collection harassment.
Understanding Your Situation
If you’re facing a lawsuit from Paragon Revenue Group, it’s essential to understand your situation and the potential consequences. Paragon Revenue Group is a debt buyer that purchases defaulted debts from original creditors, and their business model relies on collecting the full amount, plus interest and fees. To effectively respond to the lawsuit, you need to comprehend the allegations, the deadline for responding, and the potential defenses you can use to fight back.
When you receive a lawsuit, the first step is to carefully read the complaint to understand the specific claims being made against you. Note the deadline for responding, as failing to respond in time can result in a default judgment against you. Familiarize yourself with potential defenses, such as questioning the validity of the debt, the accuracy of the amount claimed, or whether Paragon Revenue Group has the legal right to collect the debt. By understanding your situation, you can respond effectively and protect your rights.
Know Your Rights
Debt collection agencies, including Paragon Revenue Group, must follow the Fair Debt Collection Practices Act (FDCPA). This law sets boundaries on how collectors can operate and ensures they treat consumers fairly.
Your rights under the FDCPA include:
Asking for the Collector’s name, address, and the company they represent.
Protection from harassment, threats, or public disclosure of your debt to anyone, including family and friends.
The Collector cannot use abusive or profane words when communicating with you.
If a collector crosses these lines, they violate federal law. You can fight against these unlawful tactics with legal support from The Wood Law Firm.
Know Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates debt collection practices and protects consumers from abusive and harassing behavior. As a debtor, you have rights under the FDCPA, including the right to:
Receive clear and accurate information about the debt
Dispute the debt and request verification
Stop debt collectors from contacting you at work or at inconvenient times
Sue debt collectors for violating the FDCPA
Understanding your rights under the FDCPA can help you navigate the debt collection process and protect yourself from unfair practices. For instance, if a debt collector fails to provide accurate information about the debt or continues to contact you after you’ve requested them to stop, they may be in violation of the FDCPA. Knowing these rights empowers you to take control of the situation and seek legal recourse if necessary.
Effective Communication for Debt Resolution
Effective communication is crucial for resolving debt disputes with Paragon Revenue Group. When communicating with debt collectors, it’s essential to:
Be clear and concise about your intentions and concerns
Provide accurate and complete information about the debt
Avoid making promises or agreements you can’t keep
Keep records of all communication, including dates, times, and details of conversations
By communicating effectively, you can resolve the debt dispute efficiently and avoid further complications. For example, when you request debt validation, ensure your letter is clear and includes all necessary details. Keeping a log of all interactions can serve as valuable evidence if you need to escalate the matter legally. Effective communication helps in maintaining transparency and can lead to a more favorable resolution.
Understanding Healthcare Collections
Paragon Revenue Group specializes in healthcare collections, and their business model is designed to maximize revenue for healthcare providers. However, healthcare collections can be complex and involve sensitive patient information. To navigate the healthcare collections process, it’s essential to understand:
The laws and regulations governing healthcare collections, such as HIPAA
The importance of patient-centered recovery results
The need for a higher standard for healthcare collections, focusing on excellence and delivering recovery performance
By understanding the nuances of healthcare collections, you can better navigate the process and ensure that your rights are protected. Healthcare collections require a delicate balance between recovering owed amounts and maintaining patient trust. Knowing the regulations and standards can help you advocate for fair treatment and ensure that your personal information is handled appropriately.
What to Do If Paragon Revenue Group Violates Your Rights
When Paragon Revenue Group debt collection harassment occurs, your first step is to demand they stop. Verbally tell them to cease contacting you, or better yet, send a written notice. Keep records of these communications.
If they persist, gather evidence. Which can include:
Recording their threatening calls (if allowed by your state’s laws).
Keeping voicemails or written threats.
Documenting instances where they’ve shared false information about your debt.
If you need guidance, the Federal Trade Commission (FTC) can offer insight into whether Paragon Revenue Group violates your rights. Once you confirm the harassment, consult an attorney to discuss your next steps.
The Revenue Group Debt Collection Harassment
Filing a Lawsuit Against Paragon Revenue Group
Legal action may become necessary if Paragon Revenue Group continues to violate your rights. Document every interaction carefully. The burden of proof rests on you, so provide evidence such as:
Phone call logs showing the frequency of harassment.
Written correspondence from Paragon Revenue Group.
Proof of incorrect debt claims.
An attorney from The Wood Law Firm can help you compile this information and build a solid case. Call +1 844-638-1122 to learn how to stop the harassment and potentially receive compensation for damages.
Is Paragon Revenue Group a Scam?
Many consumers wonder if Paragon Revenue Group is a scam. According to the Better Business Bureau (BBB), the company has operated since 1986. Although it is legitimate, its practices often raise concerns.
The BBB recorded 97 complaints against Paragon Revenue Group in the last three years and resolved 28 complaints in the past year alone. These numbers highlight ongoing issues with their collection methods.
Common complaints include:
Aggressive phone harassment.
False claims about owed debts.
Threatening language during calls.
If you experience these behaviors, consider contacting The Wood Law Firm to explore your legal options.
Also read: Titan Revenue Solutions Debt Collection Harassment
Who Is Paragon Revenue Group?
Paragon Revenue Group is a third-party debt collection agency based in Concord, North Carolina.
Address:
216 Le Phillip Ct NE
Concord, NC 28025-2954
Phone Number:
800-868-1899
Despite its legitimacy, Paragon Revenue Group faces significant consumer backlash. Many people search for them online using variations like:
Paragon Revenue Group complaints
Paragon Revenue Group phone harassment
Paragon Revenue Group scam
Paragon Revenue Group reviews
If you receive a call from this agency, verify the debt and exercise your legal rights.
How to Handle Calls from Paragon Revenue Group
Receiving repeated calls from Paragon Revenue Group can be stressful and disruptive. This debt collection agency often uses aggressive tactics to pressure individuals into paying debts, which can lead to unnecessary anxiety. Their primary phone number, 800-868-1899, is just one of many they use. You might receive calls from various numbers, making identifying who is contacting you difficult.
Sometimes, these calls can escalate into harassment, leaving you feeling trapped and unsure how to respond. However, you don’t have to endure this alone. Taking the proper steps can protect yourself from unfair treatment and regain control over your peace of mind.
Steps to Handle Paragon Revenue Group Debt Collection Harassment
If the calls from Paragon Revenue Group turn into harassment, take action immediately to protect your rights. Here’s how you can handle the situation effectively:
1. Request Written Validation of the Debt
Debt collectors must validate the debt they claim you owe. Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written verification of the debt. This step ensures you know what debt they are pursuing, whether it is legitimate, and whether they have the legal authority to collect it.
How to request validation:
Send a formal letter to Paragon Revenue Group within 30 days of their initial contact.
Request detailed information about the debt, including the original creditor, the amount owed, and proof of their authority to collect.
Keep a copy of this letter for your records.
2. Keep Detailed Records of All Communications
Documentation is your best defense against harassment. Keep a log of every interaction you have with Paragon Revenue Group, including:
Dates and times of the calls.
The phone numbers they used to contact you.
The name of the representative you spoke with.
A summary of the conversation and any threats or inappropriate language used.
This information can serve as evidence if you need to take legal action later.
3. Notify Them in Writing to Stop Contacting You
If the calls persist or become abusive, you have the right to demand that Paragon Revenue Group stop contacting you. This request, known as a Cease and Desist Letter, legally obligates them to stop all communication except to inform you of legal actions they may take.
Steps to send a cease and desist letter:
Clearly state that you no longer wish to receive phone calls or any communication from them.
Include your name, address, and the account number, if available.
Send the letter via certified mail with a return receipt to have proof of delivery.
4. Contact The Wood Law Firm for Legal Assistance
Paragon Revenue Group ignores your requests and continues to harass you, it’s time to seek professional legal help. The Wood Law Firm specializes in protecting consumers from debt collection harassment. Their experienced legal team understands your rights and can help you stop the harassment for good.
Here’s how The Wood Law Firm can assist you:
We will review your case and determine if Paragon Revenue Group violated federal or state laws.
We can communicate directly with the debt collectors on your behalf, ensuring they comply with the law.
If necessary, we will pursue legal action against the collection agency to protect your rights and seek compensation for any damage.
Recovery Solutions Group Debt Collection Harassment
Frequently Asked Questions About Paragon Revenue Group
Is Paragon Revenue Group a scam?
No, they are a legitimate company. However, their collection tactics often border on harassment.
Can Paragon Revenue Group seize my property?
They can only seize property tied to a debt or if a court judgment permits it.
Can Paragon Revenue Group sue me?
Yes, they can sue you if the debt is within the statute of limitations.
Can they report my debt to credit bureaus?
Yes, debt collectors can place collection accounts on your credit report.
Can Paragon Revenue Group have me arrested?
No, they cannot arrest you for unpaid debt. However, failing to comply with court orders may result in legal consequences.
Also read: Account Resolution Group Phone Harassment
Legal Actions and Lawsuits against Paragon Revenue Group Debt Collection Harassment
Several consumers filed lawsuits against Paragon Revenue Group for unlawful debt collection practices. Examples include:
Lipinski v. Jon Barry and Associates, Inc.
Wilson v. Paragon Revenue Group
Martinez v. Paragon Revenue Group
These cases highlight ongoing concerns about their methods. If you face similar issues, speak with an attorney from The Wood Law Firm
Success Stories from Clients
Many consumers who faced harassment found relief through legal action. Here’s what some satisfied clients had to say:
“I was getting nonstop calls for a debt I didn’t owe. After contacting The Wood Law Firm, the calls stopped immediately. They even secured compensation for me.”
“The team at The Wood Law Firm was professional and effective. They helped me stop the harassment and guided me through my rights.”
The Advantage Group Phone Harassment
Next Steps
If you’re facing a lawsuit from Paragon Revenue Group, it’s essential to take immediate action to protect your rights and interests. Here are some next steps you can take:
Respond to the lawsuit by filing an Answer with the court
Seek legal advice from an attorney experienced in debt collection law
Gather evidence and documentation to support your defenses
Consider negotiating a settlement or payment plan with Paragon Revenue Group
By taking proactive steps, you can effectively respond to the lawsuit and achieve a favorable outcome. Filing an Answer prevents a default judgment and allows you to present your defenses. Consulting with an attorney can provide you with expert guidance tailored to your situation. Additionally, negotiating a settlement can sometimes be a practical solution to resolve the debt without prolonged legal battles. Taking these steps ensures you are actively managing the situation and working towards a resolution.
Final Thoughts on Paragon Revenue Group Debt Collection Harassment
Don’t let Paragon Revenue Group debt collection harassment disrupt your life. You have rights and don’t have to face aggressive collectors alone.
Contact The Wood Law Firm for expert legal assistance. The team will help you stop the calls, protect your rights, and explore potential compensation for damages.
Take control of the situation today and put an end to the harassment.
North Carolina Attorney General
Consumer Financial Protection Bureau
