Are you experiencing Credit Bureau Collection Services Harassment? You don’t have to keep dealing with threatening phone calls, wage garnishment warnings, or repeated attempts to collect a debt. The Wood Law Firm can help you assert your rights and put an end to the illegal actions of debt collectors. You may be entitled to up to $1,000 in statutory damages without ever having to pay a penny out of your pocket. Call us now.
Credit Bureau Collection Services Harassment: What You Need to Know
Credit Bureau Collection Services is a third-party debt collection agency that often using illegal tactics to collect debts. These actions (including harassing phone calls and threats) violate the Fair Debt Collection Practices Act (FDCPA), a federal law designed to protect consumers from abusive collection practices.
If you receive harassing calls or threats from Credit Bureau Collection Services, The Wood Law Firm can help stop these illegal practices. Whether it’s multiple daily calls, threats of wage garnishment, or disclosing your debt to friends and family, these actions are unlawful. With the proper legal representation, you can hold these collectors accountable.
Who is Credit Bureau Collection Services?
Credit Bureau Collection Services (also known as AAA Credit Bureau Collection Services) is based in Payson, Arizona, and has operated for four years. The agency primarily handles debt collection, using a variety of tactics to pressure individuals into paying, often resorting to harassment. Their address is:
107 W Wade Ln Ste 6
Payson, AZ 85541-4872
Phone: (800) 576-1111
If you have been receiving calls from Credit Bureau Collection Services, you should know that this may violate your rights. Contact The Wood Law Firm today at +1 844-638-1122 to discuss your options for ending the harassment.
Also read: First National Collection Bureau Debt Collection Harassment
Common Collection Tactics during Credit Bureau Collection Services Harassment
Debt collectors like Credit Bureau Collection Services are known for using aggressive and sometimes illegal tactics to recover debts. If you’ve encountered any of the following, you may have a case for a lawsuit:
- Repeated Phone Calls: If AAA Credit Bureau Collection Services collectors call you multiple times daily, they may be violating the FDCPA.
- Calling at Inappropriate Hours: Contacting you before 8 a.m. or after 9 p.m. without your permission is illegal.
- Threats of Legal Action: If the agency threatens to sue you, harm your credit, or garnish your wages without following proper legal procedures, this constitutes harassment.
- Abusive Language: Using profanity or threatening language violates your rights.
- Third-Party Disclosure: If the agency tells your family members, neighbors, or co-workers about your debt, they act unlawfully.
These actions are all forms of harassment under federal law, and you have the right to stop them.
Also read: United Collection Bureau Debt Collection Harassment
What to Do if You’re Facing Credit Bureau Collection Services Harassment
If you suspect Credit Bureau Collection Services is using illegal tactics, you don’t have to face them alone. Contact The Wood Law Firm immediately to stop the calls and take action against the agency. Our experienced attorneys will work with you to gather evidence and pursue legal action. Here are the steps to take:
- Document Everything: Record the times and dates of the calls. Write down any threats or inappropriate language. Save voicemails or call logs to provide as evidence.
- Do not argue with the collectors or provide additional information. Simply tell them you know your rights and are seeking legal counsel.
- Call The Wood Law Firm: Once you have your documentation, call The Wood Law Firm at +1 844-638-1122. Our team will review your case and guide you through the process of holding Credit Bureau Collection Services accountable.
Also read: Diversified Recovery Bureau Debt Collection Harassment
How to Identify Credit Bureau Collection Services Scam Calls
Although Credit Bureau Collection Services is a legitimate debt collection agency, scammers frequently pose as real debt collectors to deceive individuals. Recognizing the warning signs of a scam can protect you from falling victim to fraudulent tactics. Here are critical indicators to look out for:
- Unsolicited Phone Calls: Scammers often initiate unexpected calls, claiming you owe a debt you must pay immediately. Such action could be a red flag if you’re unaware of any outstanding debt. Be cautious of any pressure to act without time to verify details.
- Demand for Immediate Payment: Fraudsters often create a sense of urgency, insisting that you make payment immediately. They may ask you to pay through unconventional methods like gift cards, wire transfers, or cryptocurrency. Legitimate agencies, including Credit Bureau Collection Services, will not require these forms of payment.
- Lack of Detailed Information: Scammers may refrain from giving specific details about the alleged debt, such as the original creditor or the actual amount owed. Be wary if the caller is unwilling or unable to provide transparent information.
To protect yourself, only share personal or financial information over the phone if you are sure the caller is legitimate. Contact Credit Bureau Collection Services directly using their verified phone number if in doubt. Scammers rely on confusion and fear, but staying informed about your rights and verifying every detail can help you avoid becoming a victim.
By following these steps, you can protect yourself from scam calls.
Is AAA Credit Bureau Collection Services a Scam?
While Credit Bureau Collection Services is a legitimate debt collection agency, their methods often skirt the edge of legality. Their actions may lead you to question whether their practices align with federal regulations. According to the Better Business Bureau, Credit Bureau Collection Services has been operating for several years, but that doesn’t mean their behavior is acceptable.
Numerous consumers have filed complaints against Credit Bureau Collection Services to report harassment, unauthorized debt collection efforts, and threats of wage garnishment. These actions are illegal, and you should stop them immediately.
Can Credit Bureau Collectors Garnish My Wages?
One of the most common threats Credit Bureau Collection Services collectors use is wage garnishment. While it is possible for a collector to garnish your wages, they must first obtain a legal judgment against you in court. They cannot simply threaten to take your wages without following the proper legal procedures.
Additionally, certain debts, such as federal student loans, may result in wage garnishment without a court judgment. However, most types of debt require a lawsuit before garnishment can occur. If Credit Bureau Collection Services threatens wage garnishment without taking you to court, this could be grounds for a lawsuit.
Can Credit Bureau Collectors Report My Debt to Credit Bureaus?
Credit Bureau Collection Services can report your debt to the credit bureaus, which may negatively impact your credit score. However, the law requires that they notify you of your right to dispute the debt. If they fail to do so or report incorrect information, you may have legal recourse to remove the negative item from your credit report.
What Can I Do if Credit Bureau Collectors Are Suing Me?
If Credit Bureau Collection Services has taken legal action against you, consulting with an attorney is crucial. The Wood Law Firm specializes in debt collection defense and can help you navigate the court process. Collectors often use lawsuits as a scare tactic, hoping you won’t show up in court, which allows them to win a default judgment. You can fight back and possibly have the case dismissed with proper legal representation.
Also read: United Credit Recovery Bureau Debt Collection Harassment
Contact The Wood Law Firm Today
At The Wood Law Firm, we understand how stressful debt collection harassment can be. Our team of experienced attorneys has been helping consumers since 2010, specializing in cases related to the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Our mission is to protect consumers from illegal collection practices and help them get the compensation they deserve.
If you’re dealing with harassment from Credit Bureau Collection Services, contact us today at +1 844-638-1122 or visit our website for more information. We offer a free case review, and you won’t pay a dime out of pocket. Our team is here to guide you through the legal process and stop the harassment for good.
Success Stories from The Wood Law Firm Clients
Over the years, The Wood Law Firm has successfully helped countless clients end debt collection harassment. Here’s what a few of them had to say:
- “I would highly recommend The Wood Law Firm to anyone harassed by debt collectors. They were professional, knowledgeable, and resolved my case quickly.”
- “Thanks to The Wood Law Firm, the harassment calls from AAA Credit Bureau Collection Services finally stopped.”
- “They helped me navigate a tricky situation with a third-party collector who threatened to sue me. The Wood Law Firm ended it all, and I’m grateful for their support.”
How to Get Help Now
You don’t have to suffer through harassing phone calls or threats from Credit Bureau Collection Services. Whether they are calling multiple times per day, threatening to garnish your wages, or using abusive language, The Wood Law Firm can help you take control of the situation.
Call +1 844-638-1122 today for immediate assistance. You have rights, and we’re here to defend them.
Some Useful Links:
Consumer Financial Protection Bureau
Federal Trade Commission FAQs
