Are you facing Global Resolution Center debt collection Harassment? Do you feel like they’re constantly badgering you, making your phone ring day and night? Have you been threatened with legal action or heard abusive or profane language on the other end of the line? If so, you’re not alone and don’t have to tolerate this behavior. Global Resolution Center may violate your rights, but there’s a way to stop the harassment.
The Fair Debt Collection Practices Act (FDCPA) protects consumers facing unfair treatment by debt collectors. Under the FDCPA, debt collectors must follow strict guidelines when attempting to collect debts. If they violate these rules, you can take legal action against them. The Wood Law Firm can help you fight back against debt collection harassment, recover up to $1,000 in statutory damages, and stop the harassment at no cost to you.
Is Global Resolution Center a Legitimate Company?
Global Resolution Center LLC has been a debt collection agency since 2017. We have here their address, based on information available through the Better Business Bureau (BBB):
3900 Woodlake Blvd Ste 308
Greenacres, FL 33463-3045
Phone: (866) 403-8649
Also, Global Resolution Centre has associated with businesses like Finmax Smart Capital, LLC. While this shows they are a real business, their tactics may still violate the FDCPA if they engage in harassment or unfair practices.
If Global Resolution Center is harassing you, knowing your rights is crucial. The FDCPA ensures that debt collectors like Global Resolution Center adhere to specific rules when contacting consumers. If they breach these rules, you can take legal action with the help of The Wood Law Firm.
How the Law Protects You from Global Resolution Center Debt Collection Harassment
The Fair Debt Collection Practices Act (FDCPA) protects consumers from unfair, abusive, or deceptive debt collection practices. Under this law, debt collectors must follow strict regulations; if they don’t, they can face penalties. If you have been a victim of Global Resolution Center debt collection harassment, you could be entitled to statutory damages, which are financial penalties of up to $1,000, and coverage of attorney fees and court costs.
Key provisions of the FDCPA include:
Prohibition of Harassment: Debt collectors cannot repeatedly call you with the intent to annoy, abuse, or harass you.
Banning Profanity or Threats: Using abusive language or threats is strictly prohibited.
Third-Party Disclosure: Debt collectors cannot discuss your debt with anyone except you, your attorney, or credit reporting agencies.
False Representation: Debt collectors cannot misrepresent themselves or the amount you owe.
Also read: Collection Attorneys USA Debt Collection Harassment
What Is Third-Party Disclosure and Why Does It Matter?
One of the critical protections under the FDCPA is related to third-party disclosure. That means debt collectors, including Global Resolution Center, are severely restricted in how and when to talk to others about your debt. For example, with few exceptions, they cannot reveal your debt to family members, friends, neighbors, employers, or any other third party.
The main objective of these rules is to prevent debt collectors from using embarrassment or coercion as tools to get you to pay. If Global Resolution Center has contacted anyone other than you about your debt, they may have violated the FDCPA, and you could have a case for legal action.
FDCPA Guidelines on Third-Party Disclosure
Debt collectors must respect your privacy during the debt collection process. Here’s a closer look at the key rules under the FDCPA regarding third-party disclosure:
Who Can Dept Collectors Contact?
Debt collectors are generally prohibited from speaking with anyone other than you about your debt. This includes:
Family Members: Collectors cannot disclose your debt to your spouse, parents, or children.
Friends or Neighbors: It’s illegal for collectors to contact your friends or neighbors to discuss your financial obligations.
Employers: Debt collectors cannot contact your employer to discuss your debt unless it’s solely to verify your employment or locate you.
Other Third Parties: Roommates, business partners, or co-workers are also off-limits.
The only people debt collectors can legally speak to about your debt are:
You, the Consumer: They are allowed to communicate with you directly.
Your Attorney: If you have legal representation, collectors must contact your attorney instead of you.
The Creditor: Debt collectors can tell the original creditor about your debt.
Credit Reporting Agencies: Reporting your debt to these agencies is permitted.
When Is Third-Party Contact Permissible?
While most third-party communication is restricted, there are a few exceptions:
Locating the Consumer: If collectors cannot find you, they may contact third parties to ask for your address or employment. However, they cannot disclose that you owe a debt or mention anything about it. These contacts are limited to one instance per third party unless requested otherwise.
Employment Verification: A collector may confirm your employment but cannot go beyond verifying the necessary details.
Co-signers and Co-Debtors: If someone else is legally responsible for the debt, the collector can communicate with them.
Prohibited Practices in Third-Party Disclosure
Disclosing the Debt to Unauthorized Parties: Global Resolution Center cannot tell your neighbors or co-workers about your debt without breaching the FDCPA.
Using Deceptive Tactics: Debt collectors cannot mislead third parties to get your information.
Harassing Behavior: Repeatedly contacting third parties or using intimidation tactics is illegal.
Also read: Securian Debt Collection Harassment
Global Resolution Center Debt Collection Harassment: How The Wood Law Firm Can Help
If Global Resolution Center has harassed you, it’s time to take action. The Wood Law Firm specializes in protecting consumers from debt collection harassment, and we can help you hold Global Resolution Center accountable under the FDCPA. Our team has been advocating for consumers since 2010 and has built a strong track record of success, earning an A+ rating from the Better Business Bureau.
Working with The Wood Law Firm means you won’t have to pay out-of-pocket expenses. We handle everything on a contingency basis, which means you only pay if we win your case. You could receive up to $1,000 in statutory damages, and we’ll make sure Global Resolution Center stops their harassing behavior.
Also read: Comenity Bank Debt Collection Harassment
How to Document Global Resolution Center Debt Collection Harassment for Legal Action
If you believe debt collectors are harassing you, like Global Resolution Center, gathering solid evidence is essential to building a strong case. Proper documentation of the harassment will strengthen your claim and help your attorney prove the violations under the Fair Debt Collection Practices Act (FDCPA). Here’s how you can document the harassment effectively:
a. Keep a Call Log
Record Every Call: Note every call you receive from the debt collector, including its date, time, duration, and frequency. Repeated calls within short periods may violate the FDCPA.
Document Abusive Language or Threats: If the collector uses threatening or abusive language, note the exact words used. These could be critical in proving emotional harassment or intimidation.
Note Missed Calls and Voicemails: Even if you don’t pick up the call, log the missed calls. Save voicemails as evidence, especially if the content is threatening or abusive.
b. Save Written Correspondence
Emails, Letters, and Text Messages: Debt collectors may reach out through various written forms. Keep copies of all emails, letters, and texts. This documentation can help demonstrate whether the collector complies with FDCPA rules, such as providing accurate debt information.
Physical Letters: If you receive any letters, store them safely. If a collector fails to validate a debt upon your request, this can violate your rights.
c. Record Calls (Where Legal)
Check Legal Requirements: In some states, recording phone calls is legal as long as one party consents (this could be you). In others, both parties must consent to being recorded. If it’s legal in your state, recording calls can be concrete evidence of harassment.
How to Record: Many smartphones and third-party apps offer call-recording features. Ensure you know how to use these tools properly to capture entire conversations.
d. Track the Emotional and Physical Impact
Emotional Distress: Debt collection harassment can lead to significant emotional and psychological stress. If you’re feeling anxious, depressed, or overwhelmed because of the harassment, keep a personal journal detailing these experiences.
Physical Symptoms: Sometimes, emotional stress manifests physically through symptoms like headaches, insomnia, or high blood pressure. Track these symptoms as well. You can use this as evidence of the emotional and physical damage caused by the harassment.
e. Maintain a Paper Trail of Any Payments Made
If you’ve made payments to the debt collector, keep detailed records of these transactions. Discrepancies in payment records or attempts to collect on debts that have been paid may be violations of the FDCPA.
Proper documentation will protect your rights and increase your chances of obtaining statutory damages and relief under the law. Once you’ve collected this evidence, share it with an experienced attorney at The Wood Law Firm to pursue legal action and stop the harassment.
Also read: Cawley & Bergmann Phone Harassment
What The Wood Law Firm Can Do for You
Debt collection harassment can be overwhelming, but you don’t have to face it alone. The Wood Law Firm specializes in helping consumers dealing with harassing and unethical debt collection practices, including those from Global Resolution Center LLC. Here’s how our firm can assist you in fighting back and reclaiming your peace of mind:
a. Put a Stop to Global Resolution Center Debt Collection Harassment
Immediate Intervention: We can intervene once you engage The Wood Law Firm. By law, when an attorney informs a debt collector that he represents a consumer, all further communication must go through the attorney, not the consumer. Hence, the harassing calls, letters, and messages will stop.
File Formal Complaints: We can help you file complaints with the appropriate agencies, such as the Federal Trade Commission (FTC) or the Consumer Financial Protection Bureau (CFPB), to report unethical practices.
b. Evaluate Violations and Build Your Case
Review Documentation: We will carefully review your documentation, including call logs, voicemails, written correspondence, and any emotional or physical impact. This review will help us identify specific violations of the FDCPA or any other consumer protection laws.
Identify Additional Legal Claims: If the collector has violated other state or federal laws, other legal avenues may exist beyond the FDCPA. Our attorneys will assess your case from multiple legal perspectives to ensure we address every violation.
c. Maximize Your Compensation
Statutory Damages: Under the FDCPA, you could receive up to $1,000 in statutory damages for proven violations. This compensation is in addition to stopping the harassment.
Attorney Fees and Costs: You won’t have to worry about the cost of legal representation. The FDCPA requires debt collectors who violate the law to cover your attorney fees and court costs. Meaning you will not have to pay out of pocket for our services.
Emotional and Physical Damages: In cases where harassment has caused emotional distress or physical harm, we will pursue additional compensation. This could include claims for pain and suffering, medical bills, or loss of wages caused by the impact of the harassment.
d. Experienced Representation in Court
Negotiation with Debt Collectors: Our attorneys have years of experience dealing with debt collection agencies, including Global Resolution Center. We know their tactics and can negotiate a favorable resolution that protects your rights.
Litigation, if Necessary: We are prepared to take the case to court if negotiations fail. The Wood Law Firm has successfully represented countless consumers in legal battles with debt collectors, securing fair settlements and verdicts for our clients.
e. Client Success Stories
Proven Results: Many clients have experienced relief from debt collection harassment thanks to The Wood Law Firm’s representation. For example, one client shared, “I highly recommend The Wood Law Firm to anyone who debt collectors have harassed. They were professional, knowledgeable, and effective at stopping the harassment and helping me understand my rights.”
Also read: Global Recovery Solutions Debt Collection Harassment
Conclusion
You don’t have to face debt collection harassment alone. The FDCPA offers protection, and The Wood Law Firm is here to enforce those rights. If Global Resolution Center has violated the law, we can help you take action and get the justice you deserve.
This article expands on the protections offered under the FDCPA and provides practical advice on handling debt collection harassment, equipping you with the knowledge to take back control.
Some Useful Links:
Georgia Attorney General
Consumer Financial Protection Bureau
