PMAB LLC’s most documented complaint pattern involves repeated automated calls about medical debts consumers do not recognize. More than 58 BBB complaints reportedly describe calls that continued after written stop requests. If PMAB is contacting you or appearing on your credit report, call +1-844-638-1122 for a free case review.
Key Takeaways
- PMAB LLC rebranded as Receivables Management Partners, LLC (RMP) on September 1, 2020, and operates out of Indianapolis, Indiana, primarily collecting unpaid medical debts.
- According to BBB records, the agency has accumulated more than 58 consumer complaints, with consumers allegedly reporting harassing calls and credit reporting errors.
- PMAB has been named as a defendant in multiple federal FDCPA lawsuits in Maryland, Florida, Illinois, and Georgia.
- If PMAB called a wrong number and kept calling after you demanded they stop, that pattern may support FDCPA and TCPA claims.
- Successful FDCPA claims may recover up to $1,000 in statutory damages; TCPA claims may recover $500 to $1,500 per call.
- The Wood Firm PLLC handles these cases on contingency with no upfront fees. If PMAB violated federal law, they pay the firm’s fees.
Free Case Review: +1-844-638-1122
Who Is PMAB LLC
PMAB LLC is a third-party debt collection agency that rebranded as Receivables Management Partners, LLC (RMP) on September 1, 2020. The agency specializes in healthcare and medical receivables. PMAB had operated since 1988 before the rebrand took effect.
After the 2020 rebrand, all PMAB accounts and consumer information transferred to RMP. If PMAB appears on your credit report today, the underlying account now falls under RMP’s management. The BBB lists RMP with an A+ rating, though the complaint record tells a more complicated story.
In our practice, we pull the full chain of account transfer documentation on every PMAB or RMP file. Medical debts frequently change hands between the hospital, a billing intermediary, and the collection agency. That transfer chain is often where record-keeping breaks down and validation problems begin.
- Also Known As: Receivables Management Partners, LLC (RMP), rebranded September 1, 2020
- Address: Indianapolis, Indiana
- Phone: 800-849-0088 | (800) 849-0088 | +1-800-849-0088 | 8008490088
- Website: receivemorermp.com
- BBB Profile: Receivables Management Partners BBB listing
Phone Numbers PMAB Uses to Contact Consumers
Consumers have reported calls from PMAB across several phone numbers. A match on your caller ID likely means PMAB or RMP is calling about a medical debt.
Known reported numbers include:
- 866-885-7622 | (866) 885-7622 | +1-866-885-7622 | 8668857622
- 704-553-7146 | (704) 553-7146 | +1-704-553-7146 | 7045537146
- 800-849-0088 | (800) 849-0088 | +1-800-849-0088 | 8008490088
Consumers have flagged the 866 and 704 numbers in BBB complaints as sources of repeated automated calls. If you receive calls from any of these lines, document the date, time, and any voicemail left. That log may support an FDCPA or TCPA claim.
Why Is PMAB Calling You
PMAB is calling you because a hospital, physician group, or medical provider assigned or sold your account to them for collection. The debt may stem from an unpaid balance, an insurance dispute, or an unresolved balance after insurance paid. PMAB contacts consumers either on behalf of the original creditor or as a purchaser of a defaulted account.
Medical debts present a specific documentation problem. The amount PMAB claims may differ from your insurance records. The original provider may have already written off the balance.
If PMAB calls a number that is not the debtor’s, they must stop calling once you say so. Courts in Maryland addressed this exact pattern in Schools v. PMAB. Calls continuing after a clear stop request may constitute standalone FDCPA and TCPA violations.
Has PMAB Been Sued Under the FDCPA
Yes. Multiple federal lawsuits name PMAB as a defendant across several districts. Verified cases from court records and legal databases include:
- Schools v. PMAB, LLC, No. TDC-14-0716 (D. Md. 2014): plaintiff alleged PMAB continued automated calls to his number after telling the agency the debtor was unreachable there, asserting FDCPA and TCPA claims.
- Garza v. PMAB, LLC, No. 2:16-cv-00158 (M.D. Fla.): federal civil lawsuit alleging deceptive or improper collection practices.
- Prott v. PMAB, LLC (S.D. Ill.): civil action regarding PMAB’s debt collection practices.
- 1F7FB02 v. PMAB, LLC (N.D. Ga.): federal civil case regarding alleged debt collection infractions.
When we open a PMAB file involving automated calling, we pull the agency’s outbound call logs. We cross-reference those records against the dates the consumer first disputed contact. In Schools v. PMAB, the court denied the agency’s motion to dismiss. The plaintiff’s allegations of continued automated calls after a stop request were legally sufficient to proceed to discovery.
Can PMAB Report Your Debt to the Credit Bureaus
Yes, PMAB can report unpaid accounts to the major credit bureaus. That reporting must comply with the FCRA. An entry with a wrong balance, a wrong original creditor, or a tradeline predating the validation notice may violate both statutes.
If PMAB reported a debt your insurance should have covered, that entry may form the basis of a federal claim. A coverage dispute does not stay in the billing department. The tradeline is evidence.
Is PMAB a Scam
PMAB is a real, licensed debt collection agency, but licensed does not mean every tactic is legal. The agency operated under the PMAB LLC name since 1988 and rebranded to RMP in 2020. According to BBB records, consumers have filed more than 58 complaints. Those filings reportedly allege harassing calls, inaccurate debt amounts, and contact continuing after stop requests.
Impersonation is a separate concern. If a caller refuses to name the company or claims government authority, treat that call as suspect. Do not provide payment information. In our practice, we verify whether PMAB’s outbound numbers match the agency’s documented lines. Spoofed caller ID appears in medical debt collection complaints. Each spoofed call creates a separate avenue of liability.
Is PMAB Banned by the FTC
No. PMAB LLC does not appear on the FTC’s banned debt collectors list. That list covers agencies under permanent injunctions barring collection activity entirely.
The absence of an FTC ban does not mean PMAB operates without scrutiny. Multiple federal FDCPA lawsuits document alleged violations. The BBB complaint record reflects a consistent pattern of consumer grievances. Private federal litigation under the FDCPA and TCPA remains the primary enforcement mechanism against this agency.
How The Wood Firm PLLC Helps Stop PMAB Debt Harassment
When we open a PMAB file, we examine three things first: whether the validation notice arrived within five days of first contact, whether calls continued after a written stop request, and whether the credit entry predates that notice. Medical debt files often raise a fourth question. Does the amount PMAB claims match what the original provider billed after insurance? That gap, when it exists, runs directly into FDCPA misrepresentation territory. The firm takes these cases on contingency with no upfront fees. If PMAB violated federal law, they pay our fees under 15 U.S.C. § 1692k.
After you call, we review your documentation and identify which violations apply. We explain whether a federal claim is viable. The firm represents consumers exclusively and has never represented a creditor or collector. If we take your case, we file in federal court and handle all contact with PMAB’s counsel. Call the firm to start: +1-844-638-1122.
If PMAB’s calls continued after you told them to stop, those facts may support a federal claim. The same is true if a collection entry appeared without a prior validation notice. Visit our contact page or call +1-844-638-1122 for a free case review. The Wood Firm PLLC handles these cases on contingency. If they violated federal law, they pay our fees.
Frequently Asked Questions
Who is PMAB LLC
PMAB LLC is a medical debt collection agency that rebranded as Receivables Management Partners, LLC (RMP) on September 1, 2020. The agency collects unpaid healthcare receivables and operates out of Indianapolis, Indiana. All PMAB accounts transferred to RMP at the rebrand.
Why Is PMAB on My Credit Report
PMAB placed a collection entry on your credit report because a medical provider assigned or sold an unpaid account to them for collection. If the balance is wrong, the creditor name is incorrect, or the entry predates your validation notice, dispute the tradeline under the FCRA. An attorney can review whether the entry violates federal law.
Can PMAB Sue Me for a Medical Debt
Yes, PMAB can file a civil lawsuit to collect a medical debt within the applicable statute of limitations. That period varies by state and debt type. If you receive court documents, respond by the deadline listed and contact an attorney.
What Numbers Does PMAB Use to Call Consumers
Consumers have reported PMAB calling from (866) 885-7622, (704) 553-7146, and (800) 849-0088. If you receive calls from these numbers, document the date, time, and any message left. Those records can support an FDCPA or TCPA claim.
Does PMAB Have to Send a Validation Notice
Yes. Under the FDCPA, PMAB must send a written validation notice within five days of first contact. That notice must state the amount owed, name the original creditor, and describe your right to dispute. No notice within that window may constitute an FDCPA violation.
Can I Stop PMAB From Calling Me
Yes. A written cease-and-desist request requires PMAB to stop contacting you, with limited exceptions. Calls continuing after PMAB receives that request may each constitute a standalone FDCPA violation. Keep a copy of any written request and document the postmark date.
Is PMAB the Same as RMP
Yes. PMAB LLC formally rebranded as Receivables Management Partners, LLC (RMP) on September 1, 2020. All consumer accounts and contact information transferred to RMP at that time. An account from before 2020 listed under PMAB now falls under RMP’s management.
Your Next Step If PMAB Has Contacted You
Pull the validation notice if one arrived and check whether any credit entry predates it. Document every call date and number you received. Those are the starting points for any PMAB case review. The Wood Firm PLLC handles consumer FDCPA and TCPA cases on contingency with no upfront fees. Call +1-844-638-1122 to start.
Jeff Wood represents consumers exclusively, never creditors or collectors. He holds federal court admissions across 9 districts, including all courts of AR, CO, NM, and TX. He practices from Little Rock, AR.
