If you receive harassing phone calls from Recovery Partners (also known as Receivable Recovery Partners or RMP), you may be experiencing illegal debt collection practices. Despite their claims of a “compassionate approach,” multiple consumers have filed federal lawsuits, including Infante v. Recovery Partners, LLC and Love v. Recovery Partners, LLC, alleging FDCPA violations. These actions could potentially violate federal consumer protection laws.
The Wood Law Firm specializes in stopping debt collector harassment. If you believe collectors have violated your rights, you may be entitled to statutory damages of up to $1,000 plus attorney fees. Call +1 844-638-1122 today for a free consultation with no upfront legal fees.
Who Is Recovery Partners
Recovery Partners is a third-party debt collection agency that specializes in medical debt, student loans, and subrogation claims, including property, casualty, and workers’ compensation. Unlike general collection agencies, Recovery Partners markets itself as using a “compassionate approach” and operates as an extension of clients’ internal teams.
Recovery Partners Contact Information:
- Phone Numbers: (877) 251-3771, (480) 636-6600
Specialized Collection Areas:
- Medical and healthcare debt (HIPAA-compliant collections)
- Student loan debt recovery
- Subrogation claims (property, casualty, workers’ compensation)
- Pre-collection services and second-placement collections
Despite marketing themselves as compassionate and compliant with FDCPA, TCPA, FCRA, and Regulation F, Recovery Partners has faced multiple federal lawsuits alleging harassment and FDCPA violations, suggesting a gap between their stated practices and actual collection tactics.
Is Recovery Partners a Scam or Legitimate
Recovery Partners is a legitimate debt collection agency that operates legally in the debt collection industry. However, being legitimate does not mean their practices are always legal or ethical.
According to the Consumer Financial Protection Bureau, debt collectors must follow strict federal laws regardless of their specialized focus or claimed “compassionate approach.” Recovery Partners must comply with the FDCPA, which prohibits abusive, unfair, or deceptive practices.
Federal Litigation History:
- Infante v. Recovery Partners, LLC (Case 1:16-cv-02379): Consumer lawsuit alleging FDCPA violations
- Love v. Recovery Partners, LLC (Case 2:15-cv-00929-DLR): Case involving illegal debt collection tactics
- Darga v. Recovery Partners LLC (Case 2:15-cv-00246-SPL): Consumer successfully held agency accountable
These federal cases demonstrate that despite Recovery Partners’ marketing of compassionate, compliant practices, consumers have experienced harassment serious enough to warrant legal action.
Common Recovery Partners Harassment Tactics
Common Recovery Partners’ harassment tactics include excessive calls, threats of legal action, false urgency, third-party contact, and workplace calls despite requests to stop.
- Excessive and Repeated Calls: Multiple calls per day or week designed to pressure payment violate FDCPA guidelines, regardless of the agency’s claimed compassionate approach.
- Threats of Legal Action: Threatening lawsuits, wage garnishment, or property seizure without legal authority or intent to follow through violates federal law.
- False Urgency and Deadlines: Pressuring immediate payment or claiming severe consequences without proper legal procedures contradicts their stated compassionate methodology.
- Third-Party Disclosure: Contacting family members, neighbors, employers, or co-workers about debt details violates FDCPA privacy protections, despite any claims of HIPAA compliance for medical debts.
- Workplace Contact After Cease Request: Continuing to call your workplace after being told to stop violates your rights under federal law.
- Misrepresentation of Debt Amount: Inflating balances, adding unauthorized fees, or misrepresenting what you owe violates FDCPA prohibitions against deception.
- Abusive or Intimidating Language: Any verbal abuse, insults, or threats contradicts their marketed “compassionate approach” and violates federal law.
How to Stop Recovery Partners Calls
To stop Recovery Partners calls, take these steps to protect your rights under federal law:
- Know Your Rights: The FDCPA gives you the right to stop debt collectors from contacting you by sending a written cease-and-desist letter.
- Request Debt Validation: Send written request within 30 days of first contact demanding proof of debt amount, original creditor, and their authority to collect. Collection must pause until validation provided.
- Document Every Interaction: Keep detailed records of dates, times, phone numbers, caller names, and conversation content. Save all voicemails and letters as evidence.
- Send Cease-and-Desist Letter: Write demanding all communication stop. Send via certified mail with return receipt requested. They can only contact once more to confirm cessation or notify of legal action.
- Never Share Personal Information Under Pressure: Do not provide Social Security numbers, bank details, or payment information during unsolicited calls.
- File Complaints: Report violations to the Consumer Financial Protection Bureau and Federal Trade Commission.
- Seek Legal Representation: Contact The Wood Law Firm at +1 844-638-1122 for representation with no upfront costs.
Your Rights Under the Fair Debt Collection Practices Act
Your rights under the Fair Debt Collection Practices Act include protection from harassment, debt validation, cease communication, and protection from false statements.
- Protection from Harassment: Repeated calling, verbal abuse, profanity, or intimidation is prohibited regardless of the collector’s claimed compassionate approach.
- Debt Validation Right: Within five days of contact, Recovery Partners must send written notice of debt amount, original creditor, and your right to dispute within 30 days.
- Cease Communication: Send written request to stop all contact. They must comply except to confirm cessation or notify of legal action.
- Calling Time Restrictions: No calls before 8 a.m. or after 9 p.m. local time without your permission.
- No False Statements: Cannot lie about debt amount, misrepresent authority, or threaten actions they cannot legally take.
- Third-Party Contact Limits: Cannot discuss your debt with anyone except you, your spouse, or your attorney, despite their medical debt specialization.
- No Workplace Contact After Notice: Must stop calling your job once you inform them your employer prohibits such calls.
Understanding these rights empowers you to seek damages for FDCPA violations.
Can Recovery Partners Sue Me or Garnish My Wages
Recovery Partners can sue you or garnish wages only with a court judgment and if debt is within your state’s statute of limitations. Despite their legal account resolution services, they must follow proper procedures.
Before wage garnishment, they must file lawsuit, serve proper notice, obtain judgment, and follow strict legal procedures. According to the U.S. Department of Labor, federal law limits garnishment amounts and prohibits firing due to single garnishment.
Important Facts:
- Threats without filed lawsuit violate FDCPA
- Cannot arrest you for unpaid consumer debts including medical or student loans
- Must provide official court documents with case number and response deadline
- Empty threats to pressure payment violate their claimed compliant practices
If you receive lawsuit summons, respond within time limit and contact The Wood Law Firm at +1 844-638-1122.
Federal Cases Against Recovery Partners
Federal cases against Recovery Partners demonstrate documented FDCPA violation allegations despite their marketing of compassionate, compliant collection practices.
Notable Federal Cases:
Infante v. Recovery Partners, LLC (Case 1:16-cv-02379): Consumer sued for harassment and FDCPA violations, resulting in favorable outcome for consumer.
Love v. Recovery Partners, LLC (Case 2:15-cv-00929-DLR): Case involved illegal debt collection tactics, consumer successfully held agency accountable.
Darga v. Recovery Partners LLC (Case 2:15-cv-00246-SPL): Another example of consumer taking agency to court and winning.
These cases reveal a pattern where Recovery Partners’ actual practices may contradict their stated commitment to compassionate, compliant collections. The Federal Trade Commission monitors debt collection practices and provides consumer rights resources.
If you experienced similar harassment, contact The Wood Law Firm at +1 844-638-1122 to discuss legal options.
Why Choose The Wood Law Firm for Debt Harassment Cases
Choose The Wood Law Firm for experienced legal representation on a contingency fee basis with no upfront costs.
When you work with us, you receive:
- Immediate action to stop harassment from specialized collectors
- Thorough investigation of FDCPA violations
- Direct communication with Recovery Partners to cease contact
- Pursuit of statutory damages up to $1,000 plus attorney fees
- Experience handling cases against agencies claiming compliance
We have successfully represented clients facing harassment from debt collectors using tactics similar to Recovery Partners, including those specializing in medical and student loan debt.
Call +1 844-638-1122 today for a free consultation.
Meet Attorney Jeff Wood
Attorney Jeff Wood founded The Wood Law Firm to protect consumers from abusive debt collection practices. With years of experience in consumer protection law, Attorney Wood has helped thousands of clients stop harassment and recover damages from debt collectors who violate federal law.
He understands the unique stress from specialized collectors like Recovery Partners who claim compassionate approaches while potentially engaging in harassment. He works directly with clients to explain rights, develop legal strategies, and hold collectors accountable regardless of their marketing claims.
Success Stories from Real Clients
Client A: After receiving multiple threatening calls daily from a medical debt collector claiming compassionate practices, this client contacted The Wood Law Firm. The firm stopped calls, documented FDCPA violations, and recovered statutory damages.
Client B: This client faced aggressive collection tactics for student loan debt from a collector marketing compliance. The Wood Law Firm stopped harassment and pursued legal action for deceptive practices.
Client C: When a collection agency repeatedly contacted this client’s workplace about medical debt despite cease requests, The Wood Law Firm documented violations and secured compensation. Harassment stopped within days.
Contact The Wood Law Firm at +1 844-638-1122 if experiencing similar harassment.
Other Specialized Debt Collectors We Help Clients Fight
We have successfully stopped harassment from specialized collection agencies using tactics similar to Recovery Partners.
Our firm helped clients stop harassment from agencies specializing in medical debt collections, including those working with Receivables Management Partners debt collection. We also represented clients dealing with Asset Recovery Solutions debt collection harassment and Recovery Solutions Group debt collection harassment.
Whether you face harassment from Recovery Partners or another specialized agency, The Wood Law Firm has experience protecting your rights.
Frequently Asked Questions About Recovery Partners
1. What is Recovery Partners?
Recovery Partners (also called Receivable Recovery Partners or RMP) is a third-party debt collection agency specializing in medical debt, student loans, and subrogation claims.
2. Is Recovery Partners a scam?
No, but has faced multiple federal lawsuits alleging FDCPA violations.
3. Can Recovery Partners call me multiple times per day?
No. Repeated calls meant to pressure payment violate the FDCPA regardless of their claimed compassionate approach.
4. How can I stop calls from Recovery Partners?
Send written cease-and-desist letter via certified mail demanding all communication stop.
5. Can Recovery Partners sue me or garnish wages?
Only with court judgment and if debt within statute of limitations. Cannot garnish without proper legal procedures.
6. What phone numbers does Recovery Partners use?
Common numbers include (877) 251-3771 and (480) 636-6600. Document all calls from these numbers.
7. Can Recovery Partners contact my family about medical debt?
No. Despite HIPAA compliance claims, they cannot discuss your debt with third parties under FDCPA.
8. What should I do if Recovery Partners threatens legal action?
Request written debt validation, document the threat, and consult an attorney to determine legitimacy.
9. Can I receive compensation for Recovery Partners harassment?
Yes. Under FDCPA, you may recover up to $1,000 in statutory damages plus attorney fees and actual damages.
10. How can The Wood Law Firm help?
We stop harassment, document violations, and seek compensation with no upfront fees. Call +1 844-638-1122.
