Are you receiving relentless calls from Retrieval Masters Credit Bureau (RMCB)? Have they threatened legal action or implied that they’ll garnish your wages? If Retrieval Masters Credit Bureau debt harassment is disrupting your life with constant phone calls or disclosing your debts to family and friends, you have the right to take action. The Fair Debt Collection Practices Act (FDCPA) offers protection against unfair collection practices. If Retrieval Masters Credit Bureau violates this federal law, you could be entitled to statutory damages of up to $1,000 and legal representation to protect your rights at no additional cost.
Retrieval Masters Credit Bureau: Who They Are and What They Do
Founded four decades ago, Retrieval Masters Credit Bureau is a third-party debt collector headquartered in Elmsford, New York. The firm works with various companies, often in the healthcare and medical industries, to recover unpaid debts. The company’s history includes a pattern of complaints. Such tactics may be illegal and grounds for a lawsuit if they infringe upon your consumer rights.
Retrieval Masters Credit Bureau Address:
4 Westchester Plaza, Suite 100
Elmsford, NY 10523
Contact Number:
(914) 892-0055
Retrieval Masters Credit Bureau operates under various other names, confusing consumers who are trying to identify who is calling them. Here are some common aliases associated with Retrieval Masters Credit Bureau:
- pay. retrieval masters
- retrieval masters creditors bureau
- RMB collection agency
Also read: Credit Bureau Collection Services Harassment
Common Complaints and Issues With Retrieval Masters Credit Bureau Practices
Many consumers report various issues when facing Retrieval Masters Credit Bureau debt harassment. Knowing these can help you recognize when a collector may be overstepping legal boundaries:
- Frequent, repetitive phone calls
- Calls outside legal hours (before 8 a.m. or after 9 p.m.)
- Inappropriate or offensive language
- Threatening you or others with legal consequences
- Informing third parties, like friends or neighbors, about your debt
- Misleading claims about wage garnishment or arrest threats
If any of these practices sound familiar, you may have grounds to take legal action against Retrieval Masters Credit Bureau. Contact The Wood Law Firm at +1 844-638-1122 for more information and a consultation on your case.
Also read: Diversified Recovery Bureau Debt Collection Harassment
Is Retrieval Masters Credit Bureau a Scam?
Many consumers wonder if Retrieval Masters Credit Bureau is a legitimate business or part of a scam. Despite its long-standing history and affiliation with firms in the United States, Retrieval Masters Credit Bureau has received numerous complaints through the Better Business Bureau (BBB), with consumers citing issues with harassment and unprofessional behavior.
However, RMCB is a registered debt collection agency that has been in business for over 40 years. Their services are lawful if they adhere to fair practices and the FDCPA. If they are contacting you, confirm with the original creditor and wait to make payments until you have received written debt validation.
Also read: Credit Recovery Bureau Debt Collection Harassment
How Debt Collection Harassment Violates Your Rights
Federal laws protect consumers from abusive collection tactics, and the FDCPA outlines the limits that debt collectors must follow. Debt collectors, like Retrieval Masters Credit Bureau, cannot:
- Harass you with constant phone calls.
- Use offensive language.
- Contact you at inappropriate times.
- Contact others about your debt.
- Misrepresent themselves or the consequences of the debt.
If you are experiencing these actions, remember that your rights are protected, and you can stop the harassment. The Wood Law Firm defends consumer rights, and our team can guide the best course of action.
Stop Harassment from Retrieval Masters Credit Bureau Collectors
If you believe you are a victim of harassment by Retrieval Masters Credit Bureau, taking action is critical. Keeping records of every instance, such as call logs, copies of letters, and any communication, can help strengthen your case if you decide to pursue a complaint or lawsuit. Some helpful tips to handle Retrieval Masters Credit Bureau harassment:
Request Debt Validation
Ask for written confirmation of the debt. Under the FDCPA, debt collectors must provide detailed information about the debt within five days of initial contact.
Send a Cease and Desist Letter
If written correctly, this letter can prevent debt collectors from contacting you, although it may not stop them from initiating legal action. For guidance, contact The Wood Law Firm.
Know Your Rights Under the FDCPA
Understand what debt collectors are legally allowed to do, and recognize any violations of your rights. Many collection agencies rely on the hope that consumers need to be made aware of the legal limits.
Contact an Attorney
If the harassment continues, contacting a consumer rights attorney can provide you with the support needed to pursue legal action. The Wood Law Firm has the experience and resources to fight aggressive collectors and seek the compensation you deserve.
Also read: Collection Agency Harassment
Frequently Asked Questions
Can Retrieval Masters Credit Bureau garnish my wages?
If Retrieval Masters Credit Bureau secures a court judgment, they may be able to garnish your wages. However, they must go through the legal process and secure approval from the courts before taking this step.
Can RMCB call me at work?
The FDCPA restricts calls to your workplace if your employer prohibits such communications. You can inform Retrieval Masters Credit Bureau in writing to stop contacting you at work, and they must respect your request.
Can Retrieval Masters Credit Bureau sue me?
Yes, a debt collector can sue to recover unpaid debts, but they must abide by the statute of limitations, which varies by state. If they sue, you have the right to defend yourself in court.
Also read: United Collection Bureau Debt Collection Harassment
Phone Numbers Used by Retrieval Masters Credit Bureau
The following phone numbers are known to be associated with Retrieval Masters Credit Bureau debt harassment. If you receive calls from any of these numbers, be cautious and document each interaction.
- 914-892-0055
- 800-666-8097
- 844-505-3328
- 914-345-7136
These numbers are not exclusive, as Retrieval Masters Credit Bureau may use other numbers. Keep detailed records and be prepared to provide them if you pursue legal action.
Also read: First National Collection Bureau Debt Collection Harassment
Real Cases Involving Retrieval Masters Credit Bureau
Several lawsuits against Retrieval Masters Credit Bureau highlight the agency’s alleged tactics. Some well-documented cases available on Pacer.org include:
- Elham Ghotbi v. Retrieval-Masters Creditors Bureau Inc (8:09-cv-01405-JVS-AN)
- Precise v. Retrieval-Masters Creditors Bureau Inc (3:17-cv-00009-MCR-CJK)
- Bisbee v. Retrieval-Masters Creditors Bureau Inc (3:18-cv-01595-D)
These cases emphasize that consumers have fought against alleged violations, setting a precedent for holding debt collectors accountable.
Protect Yourself Against Collection Harassment Threats
Retrieval Masters Credit Bureau has gained a reputation for its aggressive collection tactics, and some of these may cross legal boundaries. To safeguard yourself against harassment and intimidation, keep informed about your rights and contact legal experts who can help you navigate these situations. The Wood Law Firm specializes in consumer rights and has years of experience assisting clients with harassment from collection agencies. Contact us at +1 844-638-1122 to understand how you can stop Retrieval Masters Credit Bureau harassment.
Some Useful Links:
Consumer Finance
New York Attorney General
