Getting constant calls from USCB Corp? Are they threatening you, calling at odd hours, or contacting your family and workplace about your debt? These tactics violate the Fair Debt Collection Practices Act (FDCPA), and you could be entitled to up to $1,000 in statutory damages plus attorney fees.
This guide shows you who USCB Corp is, which tactics break federal law, and exactly how to make them stop. Need help now? Call The Wood Law Firm at +1-844-638-1122.
Who Is USCB Corp
USCB Corp, officially United States Credit Bureau Corp, is a third-party debt collector headquartered at 761 Scranton Carbondale Highway, Eynon, PA 18403. They’ve operated for over 15 years collecting various debts for creditors, and their phone number is (570) 876-6309.
While USCB Corp is a legitimate company, they have over 22 complaints filed with the Better Business Bureau and faces multiple lawsuits for alleged consumer protection law violations. Debt collection reviews reveal a mixed reputation due to aggressive recovery tactics.
They also operate under names like USCB debt collection or USCB collectors, which can confuse consumers about who’s actually contacting them.
What Makes USCB Corp Harassment Illegal
USCB Corp harassment is illegal when they call before 8 AM or after 9 PM, use profanity or threatening language, contact your family or employer about your debt without consent, threaten legal action or wage garnishment without a court judgment, or bombard you with excessive calls throughout the day.
Watch for these illegal tactics:
- Calling multiple times daily to intimidate you into paying
- Using abusive or profane language during calls
- Disclosing your debt to third parties to embarrass or pressure you
- Threatening wage garnishment without obtaining a court judgment first
- Making false claims about legal action they won’t actually take
- Refusing to provide written verification when you request it
Each violation strengthens your case for compensation under the FDCPA. Document everything they do wrong.
How to Spot a USCB Corp Scam
To spot a USCB Corp scam, watch for requests for unverified payments without providing written proof of debt, threats of immediate legal action without written communication, or warnings about wage garnishment before obtaining a court judgment. While USCB is legitimate, some of their methods border on scam-like behaviors.
Red flags that indicate problems:
- They refuse to send written verification of the debt
- They demand immediate payment using unusual methods
- They threaten to sue you right away without proper notice
- They claim they can garnish wages without a court order
- They pressure you to pay before validating the debt
If you see these warning signs, contact The Wood Law Firm at +1-844-638-1122 before making any payments.
How to Stop USCB Corp Calls
To stop USCB Corp calls, document every interaction by keeping a log of call dates, times, and what was said, then send them a written cease and desist letter via certified mail demanding they stop all contact. Mail it to 761 Scranton Carbondale Highway, Eynon, PA 18403.
What to include in your letter:
- Your name and address
- Account number (if you have it)
- Clear statement: “I demand you cease all communication with me regarding this alleged debt.”
- Date and signature
After they receive it, federal law requires them to stop contacting you except to confirm they’re stopping or notify you of specific legal action.
Also, request debt validation in writing within 30 days of first contact. They must prove you owe the debt and have the authority to collect it. Save all voicemails and written communication as critical evidence.
Call The Wood Law Firm at +1-844-638-1122. Once USCB knows you have an attorney, they must contact us instead of you, and harassment typically stops immediately.
Can USCB Corp Sue Me or Garnish My Wages
Yes, USCB Corp can sue you if the debt is valid and within your state’s statute of limitations, but they can only garnish your wages after obtaining a court judgment. Without a court order, wage garnishment threats are illegal and constitute harassment.
What you need to know about lawsuits:
Debt collectors can sue you for unpaid debts within the statute of limitations. If you receive a summons from USCB Corp, don’t panic or ignore it. Respond within the deadline, or they win automatically by default judgment.
What you need to know about garnishment:
Wage garnishment typically requires a court judgment first. Exceptions exist for unpaid federal student loans or taxes, but regular consumer debts need court approval. If USCB threatens garnishment without a judgment, they’re violating the FDCPA.
Consult The Wood Law Firm to explore your legal options and build a defense if you’re sued.
Your Rights Under the FDCPA
Your rights under the Fair Debt Collection Practices Act include being treated with respect, being free from harassment and threats, demanding debt validation, requesting they stop contacting you, keeping your debt private from third parties, and suing for violations worth up to $1,000 plus actual damages and attorney fees.
USCB Corp cannot use profanity, make excessive calls, contact your family or employer about your debt, threaten actions they won’t take, or refuse to provide written verification when requested.
If they violate any of these rights, you can take legal action. The Wood Law Firm specializes in holding debt collectors accountable for FDCPA violations and has helped countless consumers stop harassment and receive compensation.
How The Wood Law Firm Stops USCB Corp
The Wood Law Firm has years of experience handling debt collection cases under the FDCPA. We work diligently to stop harassment, negotiate on your behalf, and protect your rights against aggressive collectors like USCB Corp.
When you hire us, we guide you through the entire process – from gathering evidence to taking legal action. You could be entitled to compensation for damages caused by unlawful tactics employed by USCB Corp collectors.
We understand how intimidating these practices can be. Our skilled attorneys ensure no one has to deal with harassment alone. Whether you’re facing relentless calls, unlawful threats, or any other violations, we hold debt collectors accountable.
We work on contingency, meaning you pay nothing unless we win. USCB Corp pays your attorney fees if we recover damages for you.
Success Stories From Our Clients
“I received calls daily and nightly from debt collectors. They even contacted my family and employer. The Wood Law Firm stepped in, and the calls stopped almost immediately. I was awarded damages and didn’t pay anything out of pocket.”
“I felt completely overwhelmed by aggressive tactics. After reaching out to The Wood Law Firm, the calls stopped, and I received compensation for my distress. Their team was professional, responsive, and empathetic throughout.”
“USCB Corp was calling me at work constantly. My boss was getting frustrated. The Wood Law Firm made it stop within days and got me a settlement. I can’t thank them enough.”
Frequently Asked Questions
1. Is USCB Corp a legitimate debt collector
Yes, USCB Corp is a legitimate third-party collection agency, but they have many complaints about harassment and questionable tactics. Being legitimate doesn’t excuse illegal practices.
2. Can USCB Corp sue me for unpaid debt
Yes, if the debt is valid and within your state’s statute of limitations, USCB Corp can file a lawsuit. Don’t ignore it – respond within the deadline and contact The Wood Law Firm.
3. Can USCB Corp garnish my wages
Only after obtaining a valid court judgment. Without legal authorization, wage garnishment is not allowed. Threats before they sue violate the FDCPA.
4. What are the illegal USCB Corp collection practices
Illegal practices include threats, repeated harassment, calling outside 8 AM-9 PM hours, sharing debt details with others, or using abusive language.
5. How do I stop harassing calls from USCB Corp
Keep records of all communications, send a cease-and-desist letter, and contact The Wood Law Firm at +1-844-638-1122 for legal help.
6. What signs suggest USCB Corp may be scamming me
Red flags include refusing written proof of debt, demanding immediate payment, requesting money through unusual channels, or threatening immediate legal action.
7. How much compensation can I get for USCB harassment
If USCB violates the FDCPA, you may receive up to $1,000 in statutory damages, compensation for emotional distress, and attorney fee coverage.
8. Does USCB Corp report debts to credit bureaus
Yes, USCB Corp may report debts to credit bureaus, negatively impacting your credit score if not resolved. You can dispute inaccurate reporting.
9. How do I verify a debt claimed by USCB Corp
Request a debt validation letter from USCB Corp. By law, they must provide written proof of the debt before continuing collection efforts.
10. How does The Wood Law Firm help with USCB Corp harassment
We stop debt collection calls, file complaints, defend lawsuits, and protect your rights under the FDCPA. Call +1-844-638-1122 for a free consultation.
Take Control of Your Situation
USCB Corp harassment doesn’t have to disrupt your life. The FDCPA protects you from unfair and abusive collection practices, and The Wood Law Firm is ready to help you stand up for your rights.
If USCB Corp phone calls harass you or their tactics cross the line, contact us today. Our experienced attorneys have helped countless individuals stop harassment and reclaim control of their lives.
Call The Wood Law Firm now at +1-844-638-1122 for a free consultation. We work tirelessly to ensure aggressive debt collectors like USCB Corp are held accountable. The call costs nothing, and you’ll speak with someone who understands what you’re going through.
Don’t let USCB Corp push you around. Fight back with attorneys who know how to win.
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