If you receive harassing phone calls from Scranton Recovery Group, you may be experiencing illegal debt collection practices. This Depew, New York-based agency has faced federal lawsuits, including Bell v. Scranton Recovery Group, LLC, alleging FDCPA violations. The company is not BBB accredited, raising concerns about their collection practices.
The Wood Law Firm specializes in stopping debt collector harassment. If you believe collectors have violated your rights, you may be entitled to statutory damages of up to $1,000 plus attorney fees. Call +1 844-638-1122 today for a free consultation with no upfront legal fees.
Who Is Scranton Recovery Group
Scranton Recovery Group is a third-party debt collection agency based in Depew, New York, that collects delinquent debts, including credit cards, medical bills, and personal loans. The company purchases old debts from creditors for a fraction of their value, then aggressively pursues collection to maximize profit.
Scranton Recovery Group Contact Information:
- Address: 6348 Transit Rd, Suite 3, Depew, NY 14043
- Phone Numbers: (833) 368-4692, (888) 333-1814
Credibility Concerns:
- Not BBB Accredited: Unlike reputable agencies, Scranton Recovery Group has not achieved Better Business Bureau accreditation
- Federal Litigation: Bell v. Scranton Recovery Group, LLC, filed in federal court alleging FDCPA violations
- Consumer Complaints: Multiple reports of aggressive tactics, excessive calls, and threatening behavior
Is Scranton Recovery Group a Scam or Legitimate
Scranton Recovery Group is a legitimate debt collection agency with a physical location in Depew, New York. However, being legitimate does not mean their practices are legal or ethical.
According to the Consumer Financial Protection Bureau, debt collectors must follow strict federal laws. Scranton Recovery Group must comply with the FDCPA, which prohibits abusive, unfair, or deceptive practices.
Their lack of BBB accreditation and federal litigation history (Bell v. Scranton Recovery Group, LLC) suggests potential issues with collection practices. The New York Attorney General investigates debt collection violations affecting New York residents.
Common Scranton Recovery Group Harassment Tactics
Common Scranton Recovery Group harassment tactics include excessive calls, threats, deceptive impersonation, inappropriate calling times, and unauthorized third-party contact.
- Excessive Calls: Multiple calls per day designed to annoy or pressure payment violate the FDCPA.
- Threats and Intimidation: Threats of lawsuits, wage garnishment, or arrest without legal authority violate federal law.
- Deceptive Impersonation: Falsely claiming to be government officials, attorneys, or law enforcement violates the FDCPA.
- Inappropriate Hours: Calling before 8 a.m. or after 9 p.m. violates FDCPA guidelines unless you give explicit permission.
- Third-Party Disclosure: Contacting family, neighbors, co-workers, or employers about your debt violates privacy protections.
- False Urgency: Demanding immediate payment or facing severe consequences without proper legal procedures.
- Untraceable Payments: Pressuring payment through prepaid cards or wire transfers that leave no paper trail.
How to Stop Scranton Recovery Group Calls
To stop Scranton Recovery Group calls, take these steps to protect your rights under federal law:
- Ask Critical Questions: Demand that the collector identify themselves, provide their business address, name the original creditor, and confirm they can verify the debt.
- Never Share Personal Information: Do not provide Social Security numbers, bank details, or sensitive information during unsolicited calls.
- Request Debt Validation: Send a written request within 30 days demanding proof of debt amount, original creditor, and their authority to collect. The collection must pause until validation is provided.
- Document Everything: Keep detailed records of dates, times, caller names, phone numbers, and conversation content. Save voicemails and letters.
- Send Cease-and-Desist Letter: Write to Scranton Recovery Group at 6348 Transit Rd, Suite 3, Depew, NY 14043 via certified mail requesting that all communication stop.
- File Complaints: Report violations to the Consumer Financial Protection Bureau and Federal Trade Commission.
- Seek Legal Help: Contact The Wood Law Firm at +1 844-638-1122 for representation with no upfront costs.
Your Rights Under the Fair Debt Collection Practices Act
Your rights under the Fair Debt Collection Practices Act include protection from harassment, debt validation, cease communication, and protection from false statements.
- Protection from Harassment: Repeated calling, verbal abuse, profanity, or intimidation is prohibited.
- Debt Validation: Within five days of first contact, collectors must send a written notice of the debt amount, the original creditor, and your right to dispute within 30 days.
- Cease Communication: Send a written request to stop all contact. They can only contact to confirm cessation or notify of legal action.
- Calling Time Limits: No calls before 8 a.m. or after 9 p.m. local time without permission.
- No False Statements: Cannot lie about debt amount, misrepresent authority, or threaten illegal actions.
- Third-Party Limits: Cannot discuss your debt with anyone except you, your spouse, or your attorney.
Understanding these rights empowers you to seek damages for FDCPA violations.
Can Scranton Recovery Group Sue Me or Garnish My Wages
Scranton Recovery Group can sue you or garnish wages only with a court judgment and if debt is within New York’s statute of limitations (generally 3-6 years depending on debt type).
Before wage garnishment, they must file a lawsuit, serve proper notice, obtain judgment, and follow strict procedures. According to the U.S. Department of Labor, federal law limits garnishment amounts and prohibits firing due to single garnishment.
Important Facts:
- Threats without a filed lawsuit violate the FDCPA
- Cannot arrest you for unpaid consumer debts
- Must provide official court documents with case number and response deadline
If you receive a lawsuit summons, respond within the time limit and contact The Wood Law Firm at +1 844-638-1122.
How Scranton Recovery Group Affects Your Credit Score
Scranton Recovery Group affects your credit score when they report collection accounts to credit bureaus. Collections remain on reports for up to seven years, impacting loans, credit cards, mortgages, and rental applications.
You have rights under the Fair Credit Reporting Act (FCRA) to dispute inaccuracies.
Steps to address credit reporting:
- Request free reports from AnnualCreditReport.com
- Identify inaccuracies in dates, balances, or debts
- File disputes with Experian, Equifax, and TransUnion
- Request debt validation from Scranton Recovery Group
Federal Cases Against Scranton Recovery Group
Federal cases against Scranton Recovery Group demonstrate documented FDCPA violation allegations. Bell v. Scranton Recovery Group, LLC, filed in federal court, alleging unlawful collection practices.
The Federal Trade Commission monitors debt collection practices and provides consumer rights resources.
If you experienced similar harassment, contact The Wood Law Firm at +1 844-638-1122 to discuss legal options.
Why Choose The Wood Law Firm for Debt Harassment Cases
Choose The Wood Law Firm for experienced legal representation on a contingency fee basis with no upfront costs.
When you work with us, you receive:
- Immediate action to stop harassment
- Thorough investigation of FDCPA violations
- Direct communication with Scranton Recovery Group
- Pursuit of statutory damages up to $1,000 plus attorney fees
- Deep knowledge of New York consumer protection laws
We have successfully represented clients facing harassment from third-party debt collectors using tactics similar to Scranton Recovery Group.
Call +1 844-638-1122 today for a free consultation.
Meet Attorney Jeff Wood
Attorney Jeff Wood founded The Wood Law Firm to protect consumers from abusive debt collection practices. With years of experience in consumer protection law, Attorney Wood has helped thousands of clients stop harassment and recover damages from debt collectors who violate federal law.
He understands the stress from aggressive collection tactics and works directly with clients to explain rights, develop legal strategies, and hold collectors accountable regardless of BBB accreditation status.
Success Stories from Real Clients
Client A: After receiving multiple threatening calls daily from a collection agency, this client contacted The Wood Law Firm. The firm stopped calls, documented FDCPA violations, including arrest threats, and recovered statutory damages.
Client B: This client faced aggressive calls from a collector falsely claiming to be law enforcement. The Wood Law Firm stopped harassment and pursued legal action for deceptive impersonation.
Client C: When a collection agency repeatedly contacted this client’s employer despite cease requests, The Wood Law Firm documented privacy violations and secured compensation. Harassment stopped within days.
Contact The Wood Law Firm at +1 844-638-1122 if experiencing similar harassment.
Other New York Debt Collectors We Help Clients Fight
We have successfully stopped harassment from New York agencies using illegal methods similar to Scranton Recovery Group.
Our firm helped clients stop Associated Recovery Systems’ phone harassment through FDCPA violations documentation. We also represented clients dealing with Recovery Solutions Group debt collection harassment and Financial Recovery Services debt harassment.
Whether you face harassment from Scranton Recovery Group or another New York agency, The Wood Law Firm has experience protecting your rights.
Frequently Asked Questions About Scranton Recovery Group
1. What is Scranton Recovery Group?
Scranton Recovery Group is a third-party debt collection agency in Depew, New York collecting credit cards, medical bills, and personal loans on behalf of creditors.
2. Is Scranton Recovery Group a scam?
No, but is not BBB accredited and has faced federal lawsuits (Bell v. Scranton Recovery Group, LLC) alleging unlawful tactics.
3. Can Scranton Recovery Group call me multiple times per day?
No. Repeated calls meant to pressure payment violate the FDCPA.
4. How can I stop calls from Scranton Recovery Group?
Send written cease-and-desist letter via certified mail to 6348 Transit Rd, Suite 3, Depew, NY 14043.
5. Can Scranton Recovery Group sue me or garnish wages?
Only with court judgment and if debt within New York’s statute of limitations. Cannot garnish without proper legal procedures.
6. Can Scranton Recovery Group threaten arrest?
No. Arrest threats for unpaid consumer debts violate the FDCPA.
7. What questions should I ask collectors?
Ask for name, company address, original creditor information, and request written debt validation.
8. Can I receive compensation for harassment?
Yes. Under FDCPA, you may recover up to $1,000 in statutory damages plus attorney fees and actual damages.
9. How can The Wood Law Firm help?
We stop harassment, document violations, and seek compensation with no upfront fees. Call +1 844-638-1122.
10. What evidence should I keep?
Keep call logs with dates and times, voicemails, text messages, letters, and any written communication as proof.
